Proper Care and Feeding of DAOs DAOs combine human factors with smart contracts and decentralized decision-making. Risk comes in many forms. Internal, external, systematic. The first in a series of DAO-related articles from Spectral.
Spectral Incorporates Avalanche and Polygon Chain Data There have been significant upgrades to Spectral's app since the Open Beta launched in August. Including infrastructure updates, new chains, NFT activity, and new products!
Introducing the Spectronauts Program See the future of finance and want to go deeper? Become a Spectronaut. Get special rewards, training, and early access to features and other benefits by leading our online community.
A Full Spectrum Review of Spectral in 2022 Spectral's 2022 was quite a year, we closed a Series B, the Open Beta was released, access to the API was granted, new Spectronauts came on board and the community grew to the size of a town!
The Art and Science of Credit Scoring Part three of the History of Credit, Credit Intelligence, and Credit Scoring which charts the gradual development of scoring and how it spread, eventually contributing to the credit crisis of 2009. Decentralized scoring is proposed as a potential solution.
Proof of Solvency: a Potential Path Forward for Centralized Exchanges Centralized exchanges are a major part of the web3 ecosystem, despite their shortcomings. Proof of Solvency and other cryptographic methods could help mitigate potential risks.
Credit Intelligence and the Rise of the Bureaus The second in our educational series detailing the history of credit, credit intelligence, and credit scoring. This article focuses on credit intelligence, which grew from informal rumor-mongering to a sophisticated surveillance empire.